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Family Law

How a Chapter 13 Bankruptcy Attorney Can Help You

A Chapter 13 Bankruptcy Attorney is the best option for individuals who are facing serious financial difficulties. It is a type of bankruptcy that allows debtors to reorganize their debt over a period of time (usually three to five years) and repay some of their creditors through an approved payment plan.

The bankruptcy process involves several steps and if not followed correctly can lead to your case being dismissed or your debts not covered. It is important to hire an experienced bankruptcy attorney to guide you through the process.

Before filing, complete pre-filing credit counseling through a nonprofit credit counseling agency. This will help you understand your situation and develop a repayment plan that fits your budget.

Once you have the necessary information, file the bankruptcy petition and other paperwork with the court. You will also need to complete a detailed schedule of assets and income.

If you owe a significant amount of money on secured debt, such as your mortgage or car loan, it may be possible to reduce or eliminate these payments through a Chapter 13 bankruptcy plan. Your bankruptcy attorney can assist you in developing a repayment plan that will satisfy both the secured and unsecured portion of your debts.

Your repayment plan will include a fixed amount of money that must be paid to the trustee each month. This amount will be based on the calculation of your income, assets and monthly expenses.

A portion of this payment will be used to pay your trustee and other administrative costs. The remainder will be used to pay your unsecured creditors a certain percentage of the total debt.

The percentage of your unsecured creditors you pay will depend on the size of your debts and what they are classified as. Some creditors are considered unsecured debts and can be paid a percentage of their value under the bankruptcy plan, while others are considered priority debts and must be paid in full under the plan.

Once your chapter 13 plan has been filed with the court, it will undergo a confirmation hearing. This is where the creditors and the bankruptcy trustee can object to the plan for a number of reasons.

If no objection is made, your plan will be confirmed and the bankruptcy court will then allow you to proceed with the Chapter 13. This is how you get out from under crippling debts and regain control of your finances.

At Dodge & Vega PLC, our Chapter 13 Bankruptcy Attorneys will listen to your situation with compassion and offer you a realistic assessment of your case. We have a thorough understanding of Arizona law and federal bankruptcy law and will work diligently to ensure you receive the most effective result.

Our lawyers have extensive experience in representing clients in Chapter 13, the most common type of bankruptcy in America. They have a comprehensive knowledge of Arizona bankruptcy law and can help you navigate the difficult and complex nature of the process.

Family Law

Family Law Attorney: Acting as Negotiator in Divorce Procedures

Role of Divorce Lawyers pertains to legal proceedings concerning a couple who has decided to separate peacefully and who are the subject of a pending divorce case. The role of these lawyers is to provide legal representation for their client and negotiate the terms of separation. In most cases, they are also the one responsible for collecting alimony payments. This would mean that they negotiate on behalf of their clients to ensure that they receive fair compensation for the services that they have rendered to their previous spouse. These lawyers also represent their clients in alimony proceedings, should the latter file for bankruptcy, said fortmyersfamilyattorneys.com.

 

fortmyersfamilyattorneys.comRole of Divorce Lawyers is also exercised in family law cases. As already discussed, divorce lawyers perform the role of negotiators in divorce procedures. They are the ones who mediate between the two parties to find an agreeable settlement that satisfies both of them. In the process of mediating, these lawyers also assist their clients with matters pertaining to divorce, settlement of properties, and child custody and alimony. Furthermore, they also play the role of expert witnesses, whose testimony in court helps their clients in winning their divorce case.

 

Role of Divorce Lawyers is also exercised in collaborative law cases. Collaborative law refers to family law wherein two or more parties come together to settle a particular matter, be it child custody or alimony. It is a collaborative process wherein both parties make their own requests to the court and then the court grants them based on its own preference. In collaborative law, alimony and child support is usually awarded to the former spouse by the court while the latter one pays child support to the other spouse. However, the court may also award custody to one spouse or the other depending on the situation.

 

The importance of mediation in divorce proceedings is often under-estimated because the participants are not given the chance to air their views before a judge and to present their case in front of the judge. For instance, in a collaborative law case involving minor children, the divorce lawyers will mediate the discussions between the parents and the representatives of both parties, and the mediators are the ones who ensure that both sides agree to settle the case before going to court. As the parties negotiate through the mediation process, both spouses try to arrive at an agreement that they think is best for them and their children; however, the mediator plays the important role in making sure that all the terms and conditions of the agreement are met. Moreover, because the mediator plays a key role in such cases, many divorce lawyers offer professional mediation services and guarantee that the outcomes adhere to the requirements of the law.

 

In the above cases, the participation of the mediator is essential so as to make sure that the divorce proceedings follow the stipulated rules and regulations of the court. Mediation in collaborative law allows both spouses to communicate and work out an agreement without having to go to court. This also enables both parties to save a lot of money on legal fees. Moreover, the divorce lawyers are often able to get a better deal because they can act as “third-party specialists” in such cases and therefore obtain good results.

The ability of collaborative mediation to bring both parties to the table, reach an agreement, lower attorney fees, and achieve a fair settlement rate are some of the many advantages of using this method of settlement. However, it is important to note that this is not a method that works well for everyone. If you and your spouse can’t come to an agreement, you may want to try a different method, or ask the help of a divorce lawyer who will provide you with proper advice regarding your case.